A Complete List Of 10 Best Reliable Personal Loan Apps

A Complete List Of 10 Best Reliable Personal Loan Apps

What revolves around your mind when borrowing a loan? The same long queue, numerous follow-ups on hold, getting utterly frustrated, and it goes on. But thanks to technology, as we know, it has swapped the face of the lending business.

In Today’s economy, the borrower has many options to apply for loans and get them on the same day. Personal loan apps are redemption for those peering for loan approval. Some of the best money lending apps, such as the Fullerton Loan App, available online, provide a hassle-free credit availing experience. Installing these instant loan apps on your phone for financial necessity is an intelligent choice. 

Here is an extensive list of top loan applications in India that you can cite when applying for a loan.

List Of 10 Best Reliable Personal Loan Apps

  • Fullerton India InstaLoan App


As mentioned above, one of the best instant loan apps, Fullerton India Instaloan app, helps get the necessary funding anytime, anywhere. The platform has an overall 3.6 million users experiencing the goodness of effortless and fuss-free borrowing events. The loans designed for short-term purposes range from INR 25 lakh and exceed INR 30 Lakhs for professionals. The app advances online processing, minimal documentation, competitive interest rates, and flexible payment tenure between 12 and 60 months.

  • PaySenseLoan App

Partnered with India’s leading NBFCs Credit Saison India, Fullerton India, and more, it aims to provide instant loan approvals with fast disbursal by immediately picking up the required documentation from your home. You can acquire personal loans ranging from INR 5,000 to INR 5 lakh.

  • MoneyTap Loan App

Capturing the market with the no-usage-no-interest feature, MoneyTap provides a credit line where you only pay interest on the borrowed amount used. You can admire this application for fulfilling your credit requirement up to INR 5 lakh with affordable interest rates.

  • Dhani Loan App

It provides credit up to INR 5 lakh with convenient and inexpensive interest rates and a 2% cashback on every transaction for future redemption. It also extends an interest-free credit line at zero processing fee and No-EMI facility with the principal amount to be paid after 90 days.

  • India Lends Loan App

IndiaLends is a platform that provides financial products to its customers such as credit, credit cards, personal loans, and gold loans. It targets providing instant and affordable loans with a quick and simplified online process featuring a base of reliable customer support at every step of the loan application. The interest rate is minimum with 0.9-3%, and the disbursement speed is 48 hours.

  • KreditBee Loan App

Designed for young professionals, it offers loans up to INR 2 Lakh, where the disbursement is conducted within 15 minutes. The repayment tenure ranges between 62 days to 15 months with a minimum interest rate of 0-2.49% per month. The application is easy to navigate with simple steps to registration. 

  • NIRA Loan App

Known for its instant approval, NIRA, a FinTech Company, offers a line of credit to salaried professionals in India. The credit limit ranges to INR 5 lakh with a tenure of 3 months- 1 year. You can also set the feature of auto-debit and auto-credit through this app. The download process is easy; soon after registration, the app automatically shows your credit score and eligibility.

  • CASH Loan App

CASHe provides short-term personal loans to salaried individuals. You can avail loan by offering documents such as salary slips, bank records, addresses, and PAN cards, which can all be uploaded while applying for a loan. The loan amount ranges from INR 5,000 to INR 5 Lakh, with tenures 15 days to 6 months.

  • Money View Loan App

With Money View, you can get a personal loan within 2 hours. The app is entirely paperless, fast, easy, and flexible, where the loan amount ranges from ₹ 10,000 to ₹ 5 Lakh. The repayment period is adjustable between 3 months to 5 years. It has a wide range of student loans, personal loans, home loans, and a nominal processing fee.

  • Home Credit Loan App

One of the most accessible portals for Indian citizens aged 19 to 65 years gets short-term loans depending on their credit rating—the app sanctioned up to INR 2,00,000 with a PAN card and an address/identity proof. This platform extends its availability to senior citizens, pensioners having a basic monthly income, and students studying and not earning.


With the listed personal loan apps, the possibility of availing of a quick loan has increased, making it the best time for borrowers to access credit. You can be sure to avail reasonable interest rate, loan amount, tenure, and other benefits when you take a loan with Fullerton Loan App.

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